What is Amanah Saham? cara beli saham di stockbit There are many terms such as ASB/ASM/ASN/ASNB. Let me explain to you what they mean and how they work.
A lot people wanted to know what is Amanah Saham (a local unit trust in Malaysia) and how to invest with it? So a few term in Amanah saham, example ASM , ASB, ASNB and ASN, I believe most of us are pretty confused with this term so let me clarify each of these term one by one
1. ASB is Amanah Saham bumiputra, the name of a fixed-price unit fund that is only open to bumiputras. Fixed price unit trust, meaning that the fund price per unit is always fixed and in this case it will be 1 ringgit malaysia per unit for ASB the price of the unit will never go up nor it will ever go down. in other words its capital guarantee so when you invest a hundred ringgit malaysia into ASB. Your capital will always remain as 100 ringgit malaysia because like I say, the unit price is fixed it would never go up or go down.
There are three ASB unit trust, namely ASB ASB 2 ASB 3 for all of them, the fund price is set at 1 ringgit malaysia per unit and the historical return has always been more than 6% a year ASM,
2. ASM is the fixed-price unit trust available to all Malaysians. ASM is open to all Malaysians, bumiputras or not. It is a fixed-price unit trust. This means that the price of each unit will always be 1 ringgit, and never increase or decrease. There are 3 ASM unit trust namely, ASM ASM2, ASM3 talking about creativity right. All three ASM unit trusts have a fund price of RM1 for each unit. The historical return on all three has been over 6%.
The third option is ASN - Amanah Saham Naional. This one is different as it is not a unit trust with a fixed price. it is a variable price unit trust, meaning when you invest in a Amanah Saham Nasional the fund price can vary from day to day.
Today maybe it's RM1, tomorrow it can go to RM1.10 or lower than that it will depend on the performance if the underlying asset so it works more like a normal unit trust and it is open to all Malaysians to invest in it. There are 8 of these funds being offered in the market
4. Finally ASNB, Amanah Saham Nasional Berhad. This is the fund manager that manages the ASB ASN ASM funds.
All these terms should be clear to you now. ASB is a fixed unit trust that is only open to bumiputra ASM is a fixed unit trust that is available to all Malaysians ASN is based on varying prices and is open for all Malaysians ASNB manages these three funds.
Well, we all work hardly to make money either online of offline, and we should leverage on investment, to let our hard earn money make money for us as return. If you don't want to take risk like invest in stock market, Amanah Saham unit trust will be a good option for you to invest in. Best of luck on your investment journey.